Debt is loud.
SOLVO is quiet.

Every card, loan, and tax debt in one calm place — with a strategy you actually understand and one clear move a day.

One screen · One decision · One action
Tuesday, July 7
Good morning, Sam
One move today. That's all it takes.
Today's Move
$77.00
to Discover it®
Due tomorrow
Why this? Keeps the account current and pulls Discover under 90% utilization — the biggest score factor you can move this week.
Mark as paid
Actual product design. Currently in private build.
Who it's built for

For the brain with
47 tabs open.

SOLVO was designed for the people other finance apps quietly punish — and it treats how your brain works as a design requirement, not a flaw to fix.

The ADHD brain

Twenty-two due dates don't fit in working memory — and they shouldn't have to. SOLVO holds all of it and hands you exactly one thing: today's move, with the why attached.

One decision at a time. Zero walls of numbers.

The busy parent

Daycare, formula, and groceries come first — SOLVO's budget knows that before you tell it. Even the summer allowance spike is planned for, not punished.

A tool that knows diapers beat APRs.

The overwhelmed

If opening your banking app makes your chest tight, SOLVO is the opposite of that. No shame. No red alarms. Just the honest math and the next step.

The interface feels calmer after every interaction.
See everything

Every debt.
One calm picture.

Cards, loans, mortgage, even the IRS — added in minutes, not hours. Paste one prompt into your favorite AI, upload the file it gives you, confirm each row. Don't know an APR yet? "I don't know yet" is a real answer here.

Watch every card move toward greenThe Spectrum shows exactly where each card sits — and exactly how many dollars until it crosses into the next zone.
Strategies that explain themselvesAvalanche, snowball, utilization-first, cash-flow safety. Switch anytime — every ranking comes with its reason in plain English.
Your debts
22 cards · sorted by what needs you first
Discover it95%
Started at 98% — you've moved 3 points toward green
Citi Double Cash52%
Started at 60% — you've moved 8 points toward green
Wells Fargo Active20%
Started at 38% — healthy zone 🌿
Horizon
What if you added $150/mo?
Current path With $150/mo
Sep '27 🌿 Nov '28 Today 2026 2028
Sooner
14 mo
Interest saved
$3,940
New date
Sep '27
Make this my plan
Just dreaming — close
Horizon

See the future you're buying.

Slide "what if I threw an extra $150 at this?" and watch two futures diverge: your current path, and the one with a little more discipline. Debt-free 14 months sooner. Thousands less in interest. Then one tap makes it your plan — or close it, judgment-free. Dreaming is allowed here.

Honest by designEstimates come from your real numbers — and if a dream exceeds your budget, SOLVO says so gently instead of letting the math lie.
Fight back

The letters they charge $5,000 to send. Yours.

Credit bureau disputes. Debt validation. Goodwill requests. IRS payment plans. Pre-filled with your details, backed by the actual federal statutes — linked, so you can read the law yourself. Plus word-for-word phone scripts, with what to ask for and what not to say.

The rights were always yoursUnder federal law, paid credit-repair firms can't do anything you can't do yourself for free. SOLVO just makes doing it take four minutes.
Self-help tools, honestly framedNot legal advice — education, templates, and deadline tracking for your own decisions.
Today's Move · complete

Done for today 🌿

You're current. Nothing else needs you until Thursday. Go live your life.

"I built SOLVO because keeping it all in my head stopped working — and nothing out there treated me like a person."
— Kassandra, founder
Read why I built this ↓

Like a lot of people, I've struggled with money my whole adult life. Not because I wasn't trying. I tried the things I thought would work for me. Home-screen reminders. Autopay. Calendars. Mostly, keeping it all in my head. I looked at the apps. I even signed up for a couple. They just weren't useful. A dashboard showing me the same numbers I could see on a statement, designed for some tidy brain that wasn't mine.

I have a full life. Multiple kids, two of them teenagers, in an expensive city where even the small things add up fast. We're not living large over here. No flights, no hotels. We're lucky if we get one camping trip a year. That's not the complaint. That's the plan. But living an ordinary life without a handle on the money meant the ordinary things kept burying me: subscriptions I signed up for and swore I'd remember to cancel, until six months later I'd realize I'd spent hundreds on apps I never opened again. Late fees stacking up quietly, day after day. I have ADHD, and here's the thing nobody says out loud about that: we usually know exactly what we need to do. Then the paralysis hits. The thought of facing it all is so overwhelming that we don't face any of it. And it grows in the dark.

At one point I paid a debt relief company thousands of dollars, over years, to send letters on my behalf. Letters I had no idea federal law already let me send myself, for the price of a stamp. And here's the honest part: even knowing that now, the thought of sitting down to research and type them out myself? I still wouldn't do it. So I built the letter instead. You fill in the parts that apply to you, hit print, done.

Because not everyone grows up with a financial planner in the family, or an accountant, or any financial education at all. My parents were building businesses and raising kids and building a life. When life is that loud, this kind of knowledge becomes a luxury. It shouldn't be. It doesn't have to be. I kept asking: why isn't anybody building anything for people like me? Eventually the answer was: fine. I will.

So I built it around my brain. Around the way I actually get motivated: honestly, gently, one move at a time. An app where I can say "I messed up this month" and it doesn't flinch. It just says: things happen. The choice is yours, the discipline is yours, and sometimes it's not this week. Sometimes it's not this month. That's okay. You can do better, and you will.

That's what SOLVO is. Facing the music, finally. But with a friend sitting next to you instead of a judge standing over you. This is where you're at. We're going to get out of this.

If any of this sounds like you: come with me. Let's get better together.

— Kassandra

The name
solvō

/ˈsol·voh/ · verb

Latin: "I loosen. I release. I pay off."

Two thousand years ago, Romans said solvere debitum when a debt was settled. The same root became solve, resolve, and absolve — every word we have for coming untied. Debt is a closed circle. SOLVO opens it.

Pricing

Less than one late fee.

SOLVO Free

$0
  • Every debt, visible — no limits
  • Today's Move, every day
  • Survival budget & due-date protection
  • All of Learn, always
  • Emergency Mode — free forever

SOLVO Plus

$7.99/mo · or $69.99/yr
  • All strategies + instant switching
  • Horizon — the what-if window
  • Letter Center automation & tracking
  • Money Calendar power features
  • Envelopes & challenges, unlimited
  • Future features join at no price increase

Cancel in two taps. No retention maze. No guilt copy.
And if you genuinely can't afford it anymore, tell us — it's free until you can. The app about escaping debt will never become one of the debts.

Early access

Ready to exhale?

SOLVO is in private build. Leave your email and be first in — early members keep their price forever.